HDCA

Our services

How We Support You

With extensive experience in loss assessment, we provide a seamless claims process from start to finish. 

We specialise in maximising insurance claims, ensuring policyholders receive the full compensation they’re entitled to.

Why Choose Our Expert Loss Assessors

We specialise in maximising insurance claims, ensuring policyholders receive the full compensation they’re entitled to with expert guidance every step of the way.

Claim Assessment

We conduct a thorough evaluation of your claim, ensuring every detail is accounted for so you receive the maximum settlement you’re entitled to.

Negotiation

Our experienced team negotiates directly with insurers, handling all communications to secure the best possible outcome on your behalf.

Loss Management

From start to finish, we manage every aspect of your claim, coordinating assessments, paperwork, and communications to reduce your stress.

Damage Evaluation

We work with industry specialists to accurately assess, document, and quantify all losses, strengthening your claim with solid evidence.

Policy Review

We analyse your insurance policy in detail, identifying all entitlements, hidden benefits, and clauses to ensure nothing is overlooked.

Fast Resolution

Our strategic and proactive approach helps speed up the claims process, minimising delays and getting you the settlement you deserve sooner.

- we specialise in
Water damage
Water damage can be deceptive, often causing hidden structural issues that may not be immediately visible. Our team conducts a thorough assessment, documenting all affected areas to ensure your insurance claim reflects the full extent of the damage. We work to maximise your entitlement, covering repairs, replacements, and any necessary restorations.
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- we specialise in
Flood damage
Flooding can cause extensive and long-term damage, impacting walls, flooring, electrics, and foundations. Our expert assessors meticulously evaluate every aspect of flood damage, ensuring that your claim is fully valued and not underestimated. We manage negotiations with your insurer, working to prevent unnecessary delays and ensure a smooth settlement process.
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- we specialise in
Theft and burglary damage
After a break-in, the last thing you need is a complicated claims process. We support you by ensuring that all stolen or damaged property is properly documented and accounted for in your settlement. Our team works to prevent underpayments, helping you recover the true value of your loss and any necessary security upgrades.
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- we specialise in
Impact damage
Whether your property has been damaged by a vehicle collision, falling tree, or structural impact, we provide expert guidance to secure a fair insurance settlement. Impact damage can compromise the safety of your home or business, and we ensure that every structural and aesthetic issue is properly documented and accounted for in your claim.
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- we specialise in
Fire and smoke damage
Fire damage is devastating, often leaving behind structural issues, smoke contamination, and water damage from firefighting efforts. From the initial assessment to final settlement, we handle your fire damage claim efficiently, ensuring every aspect of your loss is accounted for. Our goal is to reduce stress and secure the maximum compensation for repairs, restoration, and business or personal disruption.
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- we specialise in
Malicious damage and vandalism
If your property has been vandalized, we advocate on your behalf to ensure you receive the full compensation you’re entitled to. Malicious damage claims can sometimes be disputed or undervalued by insurers, but we ensure that every act of destruction—whether graffiti, broken windows, or intentional damage—is fully addressed in your claim.
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- we specialise in
Damage from subsidence
Structural issues such as subsidence, heave, or settlement can lead to costly repairs and lengthy insurance claims. We navigate the complexities of these claims, working with surveyors and insurers to ensure your case is properly assessed. Our goal is to achieve the best possible outcome, covering repairs and preventing future financial losses.
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Fast, Reliable,
On Your Side

We conduct a thorough evaluation of your claim, ensuring every detail is accounted for so you receive the maximum settlement you’re entitled to.

Cntact us today on : hello@hdcaltd.co.uk

Monday - Saturday: 9:00 AM - 5:00 PM

Memberships

HDCA is a trading name of H & D Claim Assessors Ltd. We specialise in loss assessment, ensuring homeowners, landlords, and business owners receive the settlements they deserve. If you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service.

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